Terms of Use

1. Purpose

These terms of use (the “Terms”) govern access to and use of the website, content and tools made available by Deft Meritonace (the “Service”). By accessing the Service, the user acknowledges that they have read, understood and accepted these Terms in full and without reservation.

2. Acceptance of the Terms

By using the Service, you fully and completely accept these Terms. If you do not wish to be bound by these Terms, please do not access or use the Service. Deft Meritonace reserves the right to amend these Terms at any time; any changes take effect as soon as they are published on this page.

3. Description of the Service

Deft Meritonace provides content, analysis and decision-support tools. These are provided for informational purposes only and do not in any way constitute personalised advice, an investment recommendation or a guarantee of results. Users remain solely responsible for decisions made on the basis of the information consulted.

4. Access to the Service

Deft Meritonace uses reasonable measures to ensure continuous access to the Service, but does not guarantee uninterrupted availability. The Service may be suspended, interrupted or modified, in whole or in part, including for maintenance, updates or force majeure, without Deft Meritonace incurring any liability as a result.

5. User account

Where an account is required, the user agrees to provide accurate and up-to-date information and to keep their login credentials confidential. Any activity carried out through an account is presumed to have been carried out by the account holder. Deft Meritonace reserves the right to suspend or terminate an account in the event of a breach of these Terms.

6. Permitted use

The user agrees to use the Service in accordance with the law and these Terms. In particular, the user must not:

• reproduce, copy or distribute content without prior authorisation;
• attempt to gain unauthorised access to Deft Meritonace's systems or data;
• use the Service for fraudulent or misleading purposes, or in breach of applicable regulations;
• disrupt, or attempt to disrupt, the normal operation of the Service.

7. Intellectual property

All elements comprising the Service (text, graphics, logos, structures and databases) are protected by applicable intellectual property rights and remain the exclusive property of Deft Meritonace or its licensors. No licence or right of use is granted to the user, except for the right to access and view the Service to the extent strictly necessary for its normal use.

8. No financial advice

The content, analyses and data made available through the Service do not constitute investment advice, a solicitation, or an offer to buy or sell financial instruments. Any decision made on the basis of this information is the sole responsibility of the user, who is encouraged to consult a qualified professional before taking any binding decision.

9. Limitation of liability

To the extent permitted by applicable law, Deft Meritonace cannot be held liable for any direct or indirect damage, loss of data, financial loss or harm arising from the use of, or inability to use, the Service, including where information is inaccurate, incomplete or unavailable.

10. Links to third-party websites

The Service may include links to third-party websites or resources. Deft Meritonace has no control over those websites and accepts no responsibility for their content, availability or the consequences of using them.

11. Termination

Deft Meritonace may, at its discretion, suspend or terminate access to the Service if these Terms are breached, without notice or compensation. The user may stop using the Service at any time.

12. Governing law and jurisdiction

To be completed: state the governing law and competent jurisdiction in accordance with Deft Meritonace's place of registration and applicable legal obligations.

13. Contact

For any questions about these Terms, the user may refer to the contact details provided on the Deft Meritonace website.